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    <lastmod>2025-05-09</lastmod>
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      <image:title>Home - Utilities</image:title>
      <image:caption>Gas - KUB Electricity - LCUB Water/Sewer - WKUD</image:caption>
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      <image:title>Home - Schools</image:title>
      <image:caption>Hardin Valley Elementary Hardin Valley Middle Hardin Valley Academy Bus Stop Locations</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/816c8164-77a5-43a3-a80b-fc2ff76d092b/horizontal-knoxville.jpg</image:loc>
      <image:title>Home - Dining &amp; Shopping</image:title>
      <image:caption>10 minutes to Turkey Creek 20 minutes to Downtown Knoxville 10 minutes to Oak Ridge Parks &amp; Greenways Local Restaurants</image:caption>
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      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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    <loc>https://www.hvvista.com/board-news</loc>
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    <lastmod>2024-03-03</lastmod>
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      <image:title>Board News - Board News</image:title>
      <image:caption>Staying connected is staying informed</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/53e9a86a-ec1e-41b1-95b5-53d0d2a7afff/Facilities-Management-Software-Solution.png</image:loc>
      <image:title>Board News - Make it stand out</image:title>
      <image:caption>* Click image above</image:caption>
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      <image:title>Board News - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.hvvista.com/hoa-dues</loc>
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    <lastmod>2024-02-22</lastmod>
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    <loc>https://www.hvvista.com/meeting-minutes</loc>
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    <lastmod>2020-01-24</lastmod>
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  <url>
    <loc>https://www.hvvista.com/community-updates-newsletter</loc>
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    <lastmod>2024-02-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/c5e0edea-3b67-4a95-92dd-c76690008120/Screenshot+2023-10-22+at+8.20.11+PM.jpg</image:loc>
      <image:title>Community Updates &amp; Newsletter - Make it stand out</image:title>
      <image:caption>Click here to learn more about how Lawn &amp; Property Maintenance affect your property values. And you can click here to see how other people’s lawn and property maintenance affect YOUR property value!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/2a7eb3b2-ce37-4e3a-b5c6-05adb3ba8142/0002.jpg</image:loc>
      <image:title>Community Updates &amp; Newsletter - Maintenance Standards:</image:title>
      <image:caption>The following guidelines are the minimum maintenance requirements and apply to all homes within the neighborhood. (click to view as PDF)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/e1402a3c-492e-4b66-a807-0fc6f5e8452e/Leash+Laws2.jpg</image:loc>
      <image:title>Community Updates &amp; Newsletter - Friendly Reminder…</image:title>
      <image:caption>All dogs are required to be on a leash, regardless of size, when outside in the neighborhood in a non-fenced area.</image:caption>
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    <image:image>
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      <image:title>Community Updates &amp; Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/3b78533d-e90e-45b5-b15b-783d38e4d9db/Newsletter+%281%29.jpg</image:loc>
      <image:title>Community Updates &amp; Newsletter - Community Updates &amp;</image:title>
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    <loc>https://www.hvvista.com/homeowner-information-center</loc>
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    <lastmod>2025-03-21</lastmod>
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      <image:title>Homeowner Information Center</image:title>
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      <image:title>Homeowner Information Center</image:title>
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      <image:title>Homeowner Information Center</image:title>
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  <url>
    <loc>https://www.hvvista.com/covenants-bylaws-not-linked</loc>
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    <lastmod>2025-03-21</lastmod>
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      <image:title>Covenants &amp; Bylaws (not linked) - Make it stand out</image:title>
      <image:caption>Click to view PDF</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/9f100e65-4ad7-4ddb-a528-48aae19802a5/download+%282%29.jpeg</image:loc>
      <image:title>Covenants &amp; Bylaws (not linked) - Make it stand out</image:title>
      <image:caption>Click to view PDF</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/b576f4e7-c167-4b92-9482-d869bab4c079/images+%2810%29.jpeg</image:loc>
      <image:title>Covenants &amp; Bylaws (not linked) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.hvvista.com/updates</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2024-01-27</lastmod>
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  <url>
    <loc>https://www.hvvista.com/annual-audit-committee</loc>
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    <lastmod>2024-03-03</lastmod>
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      <image:title>Annual Audit Committee</image:title>
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  <url>
    <loc>https://www.hvvista.com/reserve-study-committee</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/6de04e95-ff2d-47f0-9bd6-746abc659f3b/download+%283%29.jpg</image:loc>
      <image:title>Reserve Study Committee - The Reserve Study…</image:title>
      <image:caption>The purpose of an HOA reserve study is to provide a detailed assessment of the association’s physical assets, their expected useful life, and the anticipated costs for repair or replacement. This study helps the HOA establish and maintain adequate reserve funds to cover these future expenses, ensuring that the community can fund necessary repairs and replacements without imposing sudden and significant financial burdens through special assessments on its members. Additionally, the reserve study can serve as a tool for long-term financial planning, helping the HOA to make informed decisions about budgeting and prioritizing maintenance and repair projects. The State of Tennessee ordinance SB863 requires that a reserve study be completed every five years…</image:caption>
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    <image:image>
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      <image:title>Reserve Study Committee - Keep in mind…</image:title>
      <image:caption>While the retention pond was a focal point at the annual meeting, it’s important to note that a s reserve study is required by the state of Tennessee every five years. This study encompasses various aspects beyond the retention pond, such as neighborhood entrance pillars and unforeseen legal expenses. It serves as a comprehensive tool to ensure the community’s financial preparedness for a range of future needs and obligations. We are also contractually obligated to a separate HOA that has the authority to determine the costs associated with the retention ponds. As such, our reserve study must consider these obligations to ensure we are financially prepared to meet them. While they are not obligated to include in the decision-making process, it is our hope that they will allow us to be a part of the discussion.</image:caption>
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  <url>
    <loc>https://www.hvvista.com/social-committee</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5da8c80d8c3c80687ee119d4/0f5f5af4-d74e-4ed7-9289-57f1114648cf/371542_1_ftc+%281%29.jpg</image:loc>
      <image:title>Social Committee - Bringing people together…</image:title>
      <image:caption>Our mission for the Social Committee is to cultivate a welcoming and vibrant community through meaningful projects and initiatives. We strive to create a sense of belonging by organizing events that foster connections among residents and enhance the beauty and livability of our neighborhood. Through our work, we aim to strengthen community bonds, promote neighborly interaction, and enrich the lives of all residents.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.hvvista.com/new-page-1</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-03-21</lastmod>
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